Custom software development for Fintech Digital Gateway Platform

Industry:

eCommerce
FinTech

Category:

Mobile app
Web App

Service:

Software development
Web and mobile app development

About the project

The client is a company under NDA, an up-and-coming Fintech player. Focused on simplifying online payments for eCommerce, they decided to build a digital gateway platform. The client wanted a solution that could handle different payment methods: from credit cards to digital wallets – while meeting PCI DSS standards. To turn this vision into reality, they needed an experienced tech partner. Here’s where the UppLabs team stepped in.

$1.5M

in seed funding raised

200K+

transactions in first 6 months

15+

currencies for global transactions

Client’s Challenges

A high volume of transactions

As a new company entering the Fintech and eCommerce market, the client needed to build a truly reliable platform to be at least on par with competitors. Dealing with thousands of transactions at once needed a scalable, efficient architecture that could stay responsive even during peak times like Black Friday or holiday sales.

Fraud detection

Working in a strict financial industry, the client focused on providing users with a reliable and secure solution. That’s exactly why they needed a strong fraud detection mechanism that could identify suspicious transactions in real-time, preventing it without interrupting users’ payment experiences.

Security requirements

Compliance with PCI DSS was non-negotiable for the client since it directly impacts the ability to handle credit card transactions legally and securely. Achieving it required the implementation of strict security protocols across all aspects of the product.

Lack of in-house management

Even with limited in-house resources, the client wanted a clear, structured approach to follow all the way from product planning to delivery. That’s why they needed a partner who could handle both technical and process ownership, giving the core team a chance to focus on the business side.

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Approach, Solution, and Outcomes

Microservices architecture

Building scalability straight into the core of the product, the UppLabs team designed a microservices architecture. With its help, each payment method can work independently, so the system can handle high transaction loads efficiently. Additionally Docker for containerization and K8s for orchestration made the system future-proffed when it comes to availability and growth.

Advanced fraud detection

Taking security to the next level, UppLabs experts developed an ML-based fraud detection system that could learn from transaction patterns and identify anomalies. Along with that, by using Redis for quick data access, engineers make platform catch and block fraud in milliseconds, keeping transaction speeds fast.

PSI DSS compliance

To ensure compliance, our experts used AES-256 encryption for data protection, set up OAuth2 for secure logins, and applied JWT tokens for managing sessions. The UppLabs team then conducted regular audits and tests, helping the client meet PCI-DSS standards and pass certification on the first try.

Integration with eCommerce platforms

To provide easy integration with popular eCommerce platforms like Shopify, WooCommerce, and Adobe Commerce, UppLabs developed APIs, SDKs, and plugins. Now users can incorporate the payment gateway into their existing systems quickly and effortlessly in a matter of minutes.

Full product ownership

Understanding the client’s need for management support, the UppLabs team took on a proactive role, providing end-to-end project management and product ownership. We assigned an experienced Project and Product managers who acted as the main point of contact between the client and our development team, ensuring that every aspect of the project was clearly defined, communicated, and executed.