Fintech That Moves Money Faster, Smarter, Safer.
Secure, compliant financial software powered by AI — from payment networks and neobanks to credit scoring and regulatory automation. We've processed over $1B in transactions.
Transactions Processed
Security Breaches
System Uptime
Fintech Products Built
// Why UppLabs
What Makes Us Different
Fintech is our largest vertical. We've built payment networks processing billions, credit scoring engines, automated compliance systems, and digital banking platforms. We understand the unique challenges: regulatory compliance, security requirements, and the absolute need for reliability when money is on the line.
Our fintech team has domain expertise in PCI-DSS, SOC2, GDPR, AML/KYC, and PSD2 compliance. We don't just build features — we build audit trails, encryption layers, and compliance workflows into the architecture from day one. Because in fintech, "we'll add security later" is how companies end up in the news.
We also bring AI to every fintech project: fraud detection models that catch anomalies in real-time, NLP systems that automate document review, and predictive models that improve credit decisions. The result? Our fintech clients move faster, lose less to fraud, and spend 70% less on manual compliance.
“$1B+ processed across our fintech builds. Deep domain expertise in PCI-DSS, SOC2, AML/KYC compliance. AI-powered fraud detection and automated compliance built in.”
// Our Process
How We Work
Regulatory & Compliance Review
Map your regulatory requirements first. PCI-DSS, SOC2, AML, KYC, GDPR — we build the compliance framework before writing app code.
Secure Architecture Design
Encryption at rest and in transit, zero-trust networking, audit logging, and separation of concerns. Security isn't a feature — it's the foundation.
Agile Development
Sprint-based development with security reviews at every stage. Penetration testing, code audits, and compliance checks are continuous, not afterthoughts.
Audit-Ready Deployment
Deploy with full audit trails, monitoring, and incident response procedures. We help you pass audits, not just build software.
// Capabilities
What We Deliver
- Payment processing — card, ACH, wire, crypto, real-time settlement
- Digital banking & neobank platforms — accounts, cards, lending
- AI credit scoring & risk assessment — beyond FICO
- Fraud detection — real-time ML models, pattern recognition
- Automated KYC/AML — document verification, sanctions screening
- Regulatory reporting — automated compliance for SEC, FinCEN, FCA
- Trading platforms — order management, market data, execution engines
- Open banking & API platforms — PSD2, Plaid, MX integrations
// Impact
Results You Get
$1B+ processed across our fintech builds
AI fraud detection catches 95%+ of threats
70% reduction in compliance costs
PCI-DSS, SOC2, HIPAA compliant architecture
// Tech Stack
// Real-World Examples
Use Cases We've Delivered
B2B Payment Network
Enterprise payment platform connecting businesses with automated invoicing, payment matching, and reconciliation — processing thousands of B2B transactions daily.
Correspondent Banking Platform
Digital platform modernizing correspondent banking relationships with automated message processing, compliance screening, and real-time settlement tracking.
Tax Filing Automation
Platform that automates tax document collection, calculation, and filing — handling complex multi-jurisdiction requirements with AI-powered accuracy.
No-Code Financial Automation
No-code platform enabling finance teams to build custom automation workflows — from expense approvals to budget reconciliation — without engineering resources.
// Case Studies
Projects We've Built
Relay Payments
End-to-end digital payment solution for the Logistics and Supply Chain industries — removing the need for cash or checks for 350,000+ truck drivers and carriers across the United States.
Tenurex
Next-generation correspondent banking platform connecting 350+ financial entities — driving a shift from rigid, bilateral-based to multilateral transaction-based relationships.
Tax1099
IRS-approved eFile provider for informational returns — UppLabs delivered 3x performance improvement by transitioning from monolithic architecture to microservices in just 2 months.
Neofin
No-code, open-source automation platform for financial product development — processing 100K+ daily transactions across 3 continents with 30+ out-of-box integrations.
Related Services
AI/ML Development
Custom AI systems built for your domain — not wrappers around ChatGPT. We develop production-grade models, RAG pipelines, and intelligent features that give you a real competitive edge.
AI Consulting
A clear, actionable AI roadmap — not a 100-page report that collects dust. We identify your highest-ROI AI opportunities, design the architecture, and build a phased plan you can actually execute.
AI Agents
Autonomous AI agents that handle complex workflows end-to-end. Not simple chatbots — intelligent systems that reason, use tools, and make decisions across your entire business.
// Let's Talk
Ready to Get Started?
Let's discuss how fintech solutions can transform your business. Free consultation — no commitment.